Best Transfer for Amex Points 2026: Maximize Every Point
Amex Membership Rewards points are the most valuable transferable currency in travel — but only when transferred strategically. Transferring blindly to partners like Delta SkyMiles (1–1.5¢ per point) instead of ANA Mileage Club (8–12¢ per point) can waste 80% of your points' value.
Amex Transfer Partner Value Matrix
| Partner | Maximum Value | Best Redemption | Award Price | Cash Price | Cents per Point |
|---|---|---|---|---|---|
| ANA | 14¢ | First class U.S. ↔ Japan | 90K miles RT | $18,000 | 10–14¢ |
| Singapore | 10¢ | Suites U.S. ↔ SIN | 125K miles OW | $17,000 | 8–10¢ |
| Emirates | 9¢ | First class U.S. ↔ DXB | 136K miles OW | $15,000 | 6–9¢ |
| Flying Blue | 8¢ | Business class U.S. ↔ Europe | 50K miles OW | $3,000–$5,000 | 6–8¢ |
| British Airways | 8¢ | Qatar QSuite U.S. ↔ DOH | 70K Avios OW | $5,000–$8,000 | 5–8¢ |
| Cathay Pacific | 8¢ | First class U.S. ↔ HKG | 70K miles OW | $12,000 | 5–8¢ |
| Delta | 1.5¢ | Domestic first class | 25K–50K miles OW | $300–$800 | 1–1.5¢ |
| JetBlue | 1.5¢ | Domestic flights | Various | Various | 1–1.5¢ |
| Marriott | 1.2¢ | Hotel stays | 50K/night | $400 | 0.8–1.2¢ |
| Hilton | 0.6¢ | Hotel stays | 80K/night | $300 | 0.4–0.6¢ |
The Best Transfer Strategy
Step 1: Identify Your Redemption Goal
| If You Want... | Transfer To | Points Needed |
|---|---|---|
| First class to Japan | ANA Mileage Club | 90K–110K (RT) |
| Suites to Singapore | Singapore KrisFlyer | 125K (OW) |
| First class to Dubai | Emirates Skywards | 136K (OW) |
| Business class to Europe | Flying Blue | 50K (OW) |
| QSuite to Doha | British Airways Avios | 70K (OW) |
| First class to Hong Kong | Cathay Pacific Asia Miles | 70K (OW) |
Step 2: Accumulate Points
The best Amex cards for earning MR points:
| Card | Annual Fee | Welcome Bonus | Earning Rate |
|---|---|---|---|
| Amex Platinum | $895 | 150K–175K MR | 5X flights, 1X everything else |
| Amex Gold | $325 | 60K–75K MR | 4X dining, 4X groceries |
| Amex Green | $150 | 40K–50K MR | 3X travel, 3X dining |
| Amex EveryDay Preferred | $95 | 15K–25K MR | 2X groceries (3X with 30+ transactions) |
| Blue Business Plus | $0 | 15K–25K MR | 2X on first $50K spend |
Step 3: Wait for Transfer Bonuses
Amex offers transfer bonuses of 20–40% on select partners. A 30% bonus means transferring 100,000 MR yields 130,000 partner miles.
Transfer Partner Deep Dive
ANA Mileage Club (Best Overall Value)
- Transfer ratio: 1,000 MR : 1,000 ANA miles
- Sweet spot: First class U.S. to Japan for 90,000 miles round-trip
- Best for: First class redemptions, Japan travel
- Warning: ANA does not allow one-way awards — round-trip only
Singapore KrisFlyer (Best Suites Redemption)
- Transfer ratio: 1,000 MR : 1,000 KrisFlyer miles
- Sweet spot: Suites Class U.S. to Singapore for 125,000 miles one-way
- Best for: Premium cabin redemptions, Star Alliance awards
Emirates Skywards (Best for Dubai)
- Transfer ratio: 1,000 MR : 1,000 Skywards miles
- Sweet spot: First class U.S. to Dubai for 136,250 miles one-way
- Best for: Middle East travel, A380 shower experience
Frequently Asked Questions
What is the best use of Amex points?
Transferring to ANA Mileage Club for first class to Japan (90K miles round-trip) delivers the best value at 10–14 cents per point.
Should I transfer Amex points to Delta?
No — Delta SkyMiles transfers are worth 1–1.5¢ per point. You are better off transferring to ANA, Singapore, or Emirates for premium cabin redemptions.
Can I transfer Amex points to multiple partners?
Yes — you can split points across different partners. There is no limit on how many partners you can transfer to.
How do I transfer Amex points?
Log into your Amex account, navigate to Membership Rewards, select "Transfer Points," choose the partner, enter the number of points, and confirm.
Last updated: March 2026. Transfer ratios and bonus offers are subject to change. Verify details with Amex before transferring.